<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- 메인 랜딩 -->
  <url>
    <loc>https://assetmanager-kr.web.app/</loc>
    <lastmod>2026-06-15</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- 포트폴리오 백테스팅 -->
  <url>
    <loc>https://assetmanager-kr.web.app/backtesting.html</loc>
    <lastmod>2026-06-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- 주식 복리 시뮬레이터 -->
  <url>
    <loc>https://assetmanager-kr.web.app/simulator.html</loc>
    <lastmod>2026-06-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- 파이어족 은퇴 계산기 -->
  <url>
    <loc>https://assetmanager-kr.web.app/calculator.html</loc>
    <lastmod>2026-06-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- 목표 금액 달성 계산기 -->
  <url>
    <loc>https://assetmanager-kr.web.app/goal.html</loc>
    <lastmod>2026-06-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- 대출 이자 계산기 -->
  <url>
    <loc>https://assetmanager-kr.web.app/loan.html</loc>
    <lastmod>2026-06-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- 연봉 실수령액 계산기 -->
  <url>
    <loc>https://assetmanager-kr.web.app/salary.html</loc>
    <lastmod>2026-06-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- 퇴직연금 DB·DC 비교 계산기 -->
  <url>
    <loc>https://assetmanager-kr.web.app/db-dc.html</loc>
    <lastmod>2026-06-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- 개인정보처리방침 -->
  <url>
    <loc>https://assetmanager-kr.web.app/privacy.html</loc>
    <lastmod>2026-06-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

</urlset>
